Chase Dreams with Chase Credit Cards Online

By Ellene Bauer

The Internet is the greatest discovery since indoor plumbing. It has made next-door neighbors of Asia and Africa. It brings to your screen not just a deluge of words but also an outpouring of worlds.

The Mail Must Go Through Before the dawn of the PC and Web, applying for a credit card was a pain in the neck. First, you have to search high and low for a pen. Then, while filling out the application form, you put yourself at the mercy of your pen. Will your pen work? It might; it might not. It might run out of ink, or leak.

After the form is done, you mail it at the post office. Your mail must go through, even if it could possibly end up in Kalamazoo. Suppose, though, that your application arrived at the bank. The lack of both computers and Internet connection makes the processing of your application slow as molasses. If your application is approved, the plastic follows the same snail-mail route back to your home. Yes, the mail must go through, even if it could be misdirected to Timbuktu.

Today, technology has revamped the process of applying for a credit card, with online Chase credit cards leading the way.

JPMorgan Chase JPMorgan Chase, one of the world's first financial services firms, is the United States' largest issuer of credit cards. The company has assets of over $1 trillion, and is headquartered in New York City, New York. JPMorgan Chase was formed, via the merger in the year 2000, between J.P. Morgan & Co. and The Chase Manhattan Corporation.

Your Visa to Card Masters Chase credit cards online give you ready access to the biggest names in the business: Master Card and Visa. These companies have withstood the test of time, and continue to provide borrowers with shopping or emergency money.

No APR and Annual Fees (Most of the Time) Like shoppers for personal computers or Internet service, customers want their Visa and Master Card cards at low prices. Chase credit cards found online can deliver! The majority of their credit cards do not charge any annual fees. Also, most of their cards have a 0% introductory Annual Percentage Rate for a generously long period, as well as a rock-bottom APR following that timeframe. The APR is a consumer's complete cost of credit, shown as a yearly percentage of how much credit is given. The introductory APRs and annual fees of those cards that charge them are very reasonable.

Benefits, Benefits, Benefits In addition to charging less, Chase credit cards online give more. With the Chase Freedom program, you can earn points from purchases at places such as grocery stores, restaurants, and gas stations. After you have earned a certain number of points, you can choose between a check and gift certificate. Certain cards also offer benefits, such as rebates on gas purchases, discounts to theme parks, business perks, free extra cards, and travel miles.

Information, Please If you want to enjoy the benefits of Chase credit cards online, applying for any of the Chase credit cards is as easy as one-two-key. You must first supply some basic personal information. Have no fear, however, because you will not be asked to reveal your life's most embarrassing moment. Next, you must supply some financial information, such as your yearly household income and the types of bank accounts that you hold. Additionally, you must fill out information regarding a second cardholder or a balance transfer, if those services are needed. Finally, simply click on a virtual button to submit your application. It's easy to apply for a Chase credit card online; and when you do get chase credit cards online, you will find shop doors magically opening for you.

Thinking of getting Chase credit cards online, transfer credit card balance, or compare business credit cards? Visit our site today to learn how.

Article Source: http://EzineArticles.com/?expert=Ellene_Bauer

Chase Credit Cards - The Best Chase Offers In Review

By Ed Vegliante

As a leader in today’s credit industry, Chase provides millions of Americans with the financing they need. This company’s success story can be summed up in one word: options. Chase offers hundreds of credit cards, and each one is designed for different needs. This is great news for customers. It means that the best card for your lifestyle can be found at Chase. To help you find the right Chase credit card, here’s a look at three of the top offers on today’s market.

Chase Platinum Visa Card

If you have good credit and want an all-around solid card, the Chase Platinum Visa Card is what you need. This card comes with no annual fee. You’ll also enjoy the initial 0% interest rate for up to twelve months on purchases and balance transfers. In addition to these benefits, you can participate in the card’s reward program. You will earn one point for each dollar that you spend on purchases. You can then redeem those points for cash, merchandise, travel options or gift cards. You’ll also have access to additional perks, such as travel accident insurance, car rental insurance, and free online access to your account.

Chase Free Cash Rewards Visa Card

Getting cash back is a good option, and if that’s what you’re interested in, the Chase Free Cash Rewards Visa Card is the one for you. With this rewards program, you’ll earn one point for each dollar that you spend. Every time you reach 2,500 points you will be sent a $25 check. Or you can choose to receive a $25 gift certificate from a variety of merchants and retailers. And with the bonus of earning an additional 1,000 bonus points with your first purchase, you will be on the fast track for earning cash back.

Chase Flexible Rewards Platinum Visa

If you want to be rewarded for using your card but can’t make up your mind on how to do so, the Chase Flexible Rewards Platinum Visa is the best card for you. Through this program, just like the others, you will earn one point for every dollar that you spend on general purchases. Then you can decide how to use your points. Choose between airline tickets, hotel visits, car rentals and more. With no annual fee and a low interest rate for those who qualify, this card is a valuable option. The toughest decision you’ll have to make is how to use your reward points.

It is important to note that some of the cards Chase offers include an evaluation of your credit history. Depending on your credit rating, you may be given a lower or higher interest rate. Also, the length of time that the introductory features apply may vary depending on your credit score. Before applying, make sure you read the fine print carefully. Regardless of the interest rate you receive, if you pay off your balance each month, you won’t have to worry about extra finance charges.

Click Here to Find Chase Credit Card Offers.

Ed Vegliante runs the website http://www.Credit-Card-Surplus.com , a well organized credit card directory enabling the consumer to compare and apply for a variety of credit card offers. View more Credit Card Articles.

If you are looking for options, Chase has them. Whether you want a flexible rewards program or cash back, you will find what you need with Chase credit cards. Join the millions of Americans that are Chase cardholders and apply online today. The options and benefits are bound to surpass your credit expectations.

Article Source: http://EzineArticles.com/?expert=Ed_Vegliante

Choosemyrewards: The New Chase Credit Card Rewards Management Tool

By Russ Nauta

In previous articles, I have discussed travel, cashback, interest-savings, and merchandise rewards programs. These rewards specific cards are geared towards people who are grounded in which type of rewards they would like to earn.

For those who are indecisive or those having different rewards interests at different times of the year, should take an interest in the Chase choosemyrewards program. There are two different flagship cards involved in this program, the Chase Cash Plus Rewards Visa and the Chase Flexible Rewards Visa. Both cards offer 0% APR's for 1 year, and low APR's thereafter. Statistics show however, that the approval rate for the Chase Cash Plus Rewards Visa is higher.

Let's take a minute to explain the choosemyrewards program. Like any other rewards program, there is a point system for both cards. You receive one point for every dollar spent on purchases with each card. When these points are accumulated, you then have the option of redeeming them for a variety of goods or cash. Here is what distinguishes these two cards from all other programs. At any time, you may login to the choosemyrewards page on the Chase server to elect which type of rewards you would like to receive. Choices include merchandise, restaurant gift certificates, retail gift certificates, travel rewards, and with the Chase Cash Plus Rewards Visa up to 5% cashback on purchases.

Many other rewards programs make it very difficult for the consumer to redeem rewards, let alone choose them. Typically, you would have to call up the company, wait on hold to get in touch with the proper customer service representitive, and then listen to them give you your list of options before ultimately processing your decision. With the choosemyrewards program this is not the case. In the mail with your new Chase card, you will receive a login pin number and the web address where you may access your rewards account. After entering your pin number, you may view your points accrued and a list of all rewards options. You may then scroll through the list of options and choose the rewards you would like to receive.

It only gets better. Let's say you logout of your account after you choose your rewards and realize that maybe you didn't really want that gift certificate to Home Depot that you signed up for. Instead you'd like a gift certificate to your favorite restaurant. All you have to do is simply log back in and switch your reward redemption. This is a very simple and painless process and gives you, the consumer much more control.

Many people save their points until the end of the year, because they never expire, and redeem their points to give gift certificates as holiday presents. Others take a trip to a warm place during the winter. Others just simply trump in on a cashback award in the form of a check. Whatever your interest are, or if they change, enrolling in the choosemyrewards program will make your rewards management more user-friendly and thus, much easier.

Russ Nauta is the senior writer and consumer credit information investigator for Credit Card Outlet, a leading online credit card information portal since 2004

Credit Card Outlet features instant approval credit cards, rewards cards, balance transfer cards and low APR cards from major issuing banks.

This article may be reprinted with a published link back to http://www.credit-card-outlet.com.

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Is There a Chase Credit Card in Your Wallet?

By Max Anderson

Do you have a Chase credit card in your wallet? You might, without even realizing it. Chase is one of the biggest names in the credit card industry and they literally offer a credit card for everyone. If you don't have a Chase credit card in your wallet, you don't know what you're missing. Here are five of the most popular Chase credit cards out there.

1. The Amazon.com Card

Love it or hate it, you have to admit there are deals to be had on Amazon.com. I will freely admit I'm addicted to the site and I don't mind saying that I want to be rewarded for the multiple purchases I make there each month (yes, each month). That's why I personally carry this particular Chase credit card.

What does the Amazon.com card offer me? Three points for every dollar I spend at Amazon.com and then 1 point for every dollar spent elsewhere. Then I can turn those points into Amazon.com gift certificates and get some of my purchases for free.

2. Disney Rewards Visa

The Disney Rewards Visa is another popular Chase credit card and it's one my mother-in-law carries regularly. She charges all of her purchases on it (paying them off in full every month of course) and then uses the rewards from the card to fund a portion of her Disney World vacations.

3. The BP Card

The BP Card is the perfect Chase credit card for anyone who's serious about saving money on gas purchases. After all, gasoline has become a big budget killer. This particular Chase credit card will earn you rebates of 5 percent whenever you use the card at a BP. That's a five percent gas rebate. That's like taking your gas prices from $2.99 per gallon to $2.84 per gallon. Who can argue with that?

4. Student Credit Cards

If you attend a major university, chances are there's a Chase credit card designed specifically for you. Names like Duke, Ball, California State, Harvard, NC State, University of Chicago and dozens more all have their own Chase credit card designed for students. It's not only a great financial tool for newbie cardholders, but it's a great way to show school spirit.

5. Charitable Organization Credit Cards

If you think the best rewards are to be had from giving to others, then a charitable Chase credit card may be for you. With every purchase you make on these cards, a percentage of the total is donated to the charity sponsored by the card. Organizations like the ASPCA, Best Friends Animal Sanctuary, The First Responders Foundation and the National WE CARE Foundation all have a Chase credit card behind them.

As you can see, there's no lack of Chase credit cards available. No matter what your needs or preferences are, there's a Chase credit card to suit your needs perfectly.

For more tips on credit cards, saving money and avoiding getting taken, check out CreditCardTipsEtc.com, a website that specializes in providing credit card tips, advice and resources.

Article Source: http://EzineArticles.com/?expert=Max_Anderson

Is There a Chase Credit Card in Your Wallet?

Deciding on the Chase Credit Card

By Christopher Luck

The first credit card I ever had was cosigned by my parents. My father picked it out for me and did the bulk of the paper work, and I can only assume the card was issued through his regular bank. The Chase credit card I use now is the first one I signed up for myself. I got it after a long research process where I discovered that shopping for credit cards isn’t as easy as I used to assume.

When I set out to get a card under my own name and before I settled on a Chase credit card, I didn’t realize that there was anything more to think about then MasterCard or Visa. The first thing I looked at, therefore, was what kind of acceptance those, and a few other, cards had at the kind of places I shopped. It turned out to be a pretty much equal spread for the most part. Then when I got into looking at rates and found out all the different perks and payment options that were available I realized that I was getting in a bit over my head.

At the time I didn’t have a specific bank that I used because I didn’t have a lot of money to require a lot of banking services. So there was an account in one bank that I opened with my first job and one in another that I opened after moving to the city. When I learned that so many of the options and savings one card could give you depended on what bank you got it from, I had a lot more questions to ask. When I opted for a Chase credit card it was because they were not only the most helpful to be but offered a lot of the best benefits.

The Chase credit card options start out with the basic question of issuers. This would be MasterCard or Visa. From there things get tricky. There are cards that are good for gas and cards that help with traveling. There are Chase credit cards that are designed to support certain organizations and others that offer perks to specific retailers. It was tempting at first to dive into a credit card based solely on silly temptations. Loving musicals I wanted to get a Broadway Card that would have given me points to get free theater tickets. There were similar temptations when looking at cards that offered points towards electronics, theme park vacations and books.

If this is all new to you as well then explore the chase credit card website and take a look. There are dozens of brand names, clubs and charities that associate themselves with credit cards to earn more business. The list is staggering.

In the end what I discovered was that it was best to look beyond all those things for the time being. The most important features I needed given my current position were things like low interest rates and no annual fees. If I ever get another Chase credit card though I’m going with the Disney Card.

Christopher M. Luck has an extensive background in working exclusively with the Chase credit card company and is now offering his free professional credit card advice to the public. If you are at all interested in Christopher's personal finance advice, tips, or secrets, you can visit his finance blog

Article Source: http://EzineArticles.com/?expert=Christopher_Luck

Chase BP Visa Credit Card

By Jeremy Biberdorf

If you buy gas from BP gas stations, you should be using the Chase BP Visa Rewards Credit Card. You could be saving up to 10% on purchases made at participating BP gas stations! You could also be saving money almost everywhere else that you shop.

The 10% in rebates does only apply to the first 2 billing cycles/months. During that 2 month introductory period, the Chase BP Visa Credit Card can also save you 4% on eligible travel and dining purchases and 2% rebates on other purchases.

After the 2 month introductory period, the rebates are cut in half. So you would get 5% on BP purchases, 2% on dining & travel and 1% on all other eligible purchases. Get out a calculator and estimate how much you would save each month.

One exception is that purchases made at competing gas stations are not eligible for rebates with this credit card. With some discipline you could limit yourself to just buying BP gas. You could also get a different rewards credit card for non-BP gas purchases.

Once you accumulate at least $25 in rebates, you decide how and when to redeem your reward. Redeem for your choice of:

•A BP Gift Card
•A check made payable to you
•A donation to The Conservation Fund, an environmental charity

There is also no limit to the number of rebates that you can earn. So you could use the Chase BP Visa Rewards Card almost everywhere you shop and save hundreds or even thousands of dollars. Plus the card has no annual fee! As an added bonus there is a 0% APR for the first 6 months on purchases and balance transfers.

This credit card is a must have for anyone who regularly buys gas at BP gas stations. Gas prices are at an all time high. Fight back with the Chase BP Visa Rewards Card. Apply today.

Fill out a BP credit card application at GasolineCreditCards.net Apply for a gas credit card online today and start saving. Also click for more cash back credit card applications.

Article Source: http://EzineArticles.com/?expert=Jeremy_Biberdorf